Smoking causes diseases but it is one of the most preventable causes of death worldwide. Every puff of a cigarette exposes the body to many harmful chemicals which can cause serious health problems. As awareness of these risks increases, so does the importance of having a reliable health insurance plan to help manage the financial burdens associated with these diseases.

10 Most Severe Health Problems Caused By Smoking

1. Lung Cancer

Lung cancer is the most common disease linked to smoking, with nearly 90% of cases attributed to smoking. Tobacco smoke contains carcinogens that damage lung cells, making them prone to cancer. Symptoms may not appear until the disease has progressed, making early detection challenging. For those diagnosed with lung cancer, having comprehensive health insurance for cancer patients can help manage the substantial treatment costs.

2. COPD (Chronic Obstructive Pulmonary Disease)

COPD is a type of lung disease that makes it hard to breathe. Smoking is the primary cause of COPD, which causes these problems and worsens over time. As symptoms progress, COPD patients may need oxygen therapy or surgery. An adequate health insurance plan helps cover these expenses, providing patients with necessary support as they manage their illnesses.

3. Heart Disease

Due to smoking, heart disease risk increases substantially. Smokers are twice as likely to experience heart-related issues than non-smokers. Smoking contributes to plaque buildup in the arteries, increasing the risk of heart attacks, angina, and other such problems.

Also Read: Lung Cancer Treatment Cost in India

4. Stroke

Smoking not only affects the heart but also increases the likelihood of strokes by narrowing blood vessels and increasing blood clot risks. Smokers are at double the risk of stroke compared to non-smokers. The consequences of a stroke are often life-changing, requiring intensive care, rehabilitation, and sometimes long-term support.

5. Asthma

Smoking can cause asthma attacks, as tobacco smoke irritates the airways and triggers attacks. People with asthma face severe health problems from continued smoking. This may result in increased hospital visits or long-term medications.

6. Reproductive Health in Women

Smoking harms women’s reproductive health, causing fertility issues, miscarriages, and complications during pregnancy. Smoking during pregnancy increases the risk of harmful effects on the baby.

7. Premature, Low Birth-Weight Babies

Babies born to smoking moms are more likely to be premature and have low weights at birth, both of which may require special treatment. These babies are often prone to respiratory issues, developmental delays, and other complications. Maternity health insurance is invaluable for covering the costs of neonatal intensive care, ensuring these vulnerable infants receive the care they need.

8. Cataracts

Smoking has been shown to increase the risk of cataracts, a condition that clouds the eye's lens and impairs vision. Cataract surgery can restore sight, but the procedure can be expensive. A solid health insurance plan can cover these medical expenses, protecting against costly out-of-pocket payments.

9. Type 2 Diabetes

Smoking raises the risk of developing type 2 diabetes by approximately 30-40%. The toxic chemicals in cigarettes impact insulin sensitivity and increase inflammation, causing the disease.

10. Rheumatoid Arthritis

Smoking is also linked to rheumatoid arthritis (RA), an autoimmune disease that causes joint inflammation and pain. Smokers with RA often experience more severe symptoms than non-smokers, requiring ongoing treatments and medications. Having a health insurance plan in place is vital for RA patients, ensuring they can access the care needed to manage this chronic condition.

Also Read: Is Cataract Surgery Covered Under Health Insurance?

Tips to Help Stop Smoking

If you’re a smoker or know someone who smokes, encourage them to quit. Quitting can significantly reduce the risk of developing these serious diseases.

Here are some effective strategies to help you quit:

• Seek Help: Join a support group or consult a healthcare provider for resources on quitting smoking.

• Nicotine Replacement Therapy: Consider patches, gum, or lozenges to gradually reduce nicotine dependence.

• Prescription Medications: Certain medications can help reduce cravings and withdrawal symptoms. Speak to your doctor about what’s right for you.

• Lifestyle Changes: Exercise, healthy eating, and reducing alcohol intake can help decrease the urge to smoke.

Conclusion

Smoking causes long-term health and financial issues, a reliable health insurance for smokers becomes a need. SBI General offers tailored insurance plans for cancer and heart diseases, ensuring coverage and financial relief. By seeking help to quit smoking and securing a good plan, you can protect yourself and your loved ones from the high costs associated with smoking-related diseases.

Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.