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Top 10 Best SUV Cars Under 20 Lakhs in India with Must-Know Features

SUVs have gained popularity in India thanks to their high ground clearance, build quality, and road presence. For anyone looking to purchase an SUV under 20 lakhs, there are plenty of options in the Indian market.

SUVs offer a great balance of features, performance, and affordability. This guide covers the best SUV cars in 20 lakhs, highlighting key specifications, variants, and reasons to consider each.

1. Hyundai Creta

The Hyundai Creta remains one of the best-selling SUVs in India, known for its elegant design and amazing features.

  • Price: Starting from INR 10.87 lakhs (ex-showroom).

  • Variants: Available in E, EX, S, SX, and SX(O) trims, with petrol and diesel engine options.

2. Maruti Suzuki Brezza

A popular choice among compact SUVs, the Brezza is known for its fuel efficiency and low maintenance.

  • Price: Starting from INR 8.18 lakhs (ex-showroom).

  • Variants: Comes in LXi, VXi, ZXi, and ZXi+ variants, featuring a refined petrol engine.

3. Ford EcoSport

The Ford EcoSport offers a sporty design and strong build quality, making it a go-to option for urban drivers.

  • Price: Starting from INR 8.19 lakhs (ex-showroom).

  • Variants: Available in Ambiente, Trend, Titanium, and Titanium+ trims, with petrol and diesel options.

Also Read: 6 Things to Look Out for Before the Delivery of Your New Car

4. Tata Nexon

Known for its impressive safety ratings and powerful performance, the Tata Nexon is a favourite among safety-conscious buyers.

  • Price: Starting from INR 7.70 lakhs (ex-showroom).

  • Variants: XE, XM, XZ, XZ+, and XZA+ trims, available in petrol and diesel.

5. Mahindra XUV300

This compact SUV from Mahindra offers a premium feel with its high-end features and great build.

  • Price: Starting from INR 8.41 lakhs (ex-showroom).

  • Variants: Available in W4, W6, W8, and W8(O) trims, with petrol and diesel options.

6. Renault Duster

Renault’s Duster offers a spacious cabin and off-road capability, ideal for city and adventure driving.

  • Price: Starting from INR 9.86 lakhs (ex-showroom).

  • Variants: RXE, RXS, and RXZ trims, available in petrol only.

Take a look at the benefits of servicing your car regularly.

7. Tata Harrier

The Tata Harrier is a powerful and stylish SUV with premium features and a strong road presence.

  • Price: Starting from INR 14.65 lakhs (ex-showroom).

  • Variants: XE, XM, XT, XZ, and XZA trims, with a powerful diesel engine.

8. Mahindra Scorpio

A popular choice for off-road enthusiasts, the Scorpio offers a rugged design and reliable performance.

  • Price: Starting from INR 12.77 lakhs (ex-showroom).

  • Variants: S3+, S5, S7, S9, and S11 trims, with a single diesel engine option.

9. Kia Seltos

The Kia Seltos is well-regarded for its modern features, stylish design, and strong performance.

  • Price: Starting from INR 10.89 lakhs (ex-showroom).

  • Variants: Available in HTE, HTK, HTX, and GTX trims with multiple engine options.

Also Read: Global NCAP Safety Rating for KIA Seltos

10. Mahindra XUV700

The Mahindra XUV700 offers advanced features and cutting-edge technology, providing a premium experience.

  • Price: Starting from INR 12.95 lakhs (ex-showroom).

  • Variants: MX, AX3, AX5, and AX7 trims, available in petrol and diesel.

Key Features and Specifications

  1. Engine and Transmission: Most of these SUVs come with both petrol and diesel car options, alongside manual and automatic transmissions, allowing buyers flexibility based on their preference and usage.

  2. Mileage and Fuel Efficiency: Given rising fuel costs, mileage is an essential factor. The Maruti Suzuki Brezza and Tata Nexon are known for excellent fuel efficiency, making them economical options.

  3. Safety Features: Safety is a high priority for SUV buyers. Models like the Tata Nexon and Mahindra XUV300 boast top safety ratings, including advanced safety features like ABS, EBD, and multiple airbags.

  4. Infotainment and Comfort Features: Modern SUVs come equipped with touchscreen infotainment systems, connectivity options, and comfort features like climate control and spacious interiors.

  5. Ground Clearance and Suspension: High ground clearance makes these SUVs suitable for both urban roads and rough terrains. Models like the Renault Duster and Tata Harrier have excellent ground clearance, enhancing their off-road capabilities.

Why is Car Insurance Essential for Your SUV?

When investing in an SUV, it’s important to secure it with reliable car insurance. An ideal option for new owners is comprehensive car insurance, which covers both damages to your vehicle and third-party liabilities. Additionally, you can handle your car insurance online renewal easily, allowing you to maintain continuous coverage without hassle.

While third-party car insurance is legally required in India, it covers only third-party damages, leaving your SUV unprotected. Comprehensive car insurance is a better option for full protection, including theft, accidents, and natural calamities, making it ideal for SUV owners who need extensive coverage.

Why Buy Car Insurance From SBI General Insurance?

Regarding insuring your SUV, SBI General Insurance offers some excellent options. Their policies provide comprehensive coverage, easy claims, and competitive premiums tailored to individual needs. With SBI General, you can quickly get or handle car insurance online renewal, making the process seamless and convenient.

SBI General’s comprehensive policy includes features like roadside assistance, zero depreciation add-ons, and fast claims processing. By choosing SBI General, SUV owners benefit from wide coverage that ensures peace of mind in the event of any unexpected incident. Whether it's third party car insurance or a more inclusive package, SBI General offers reliable solutions.

Conclusion

Choosing the best SUV cars for 20 lakhs involves considering several factors like safety, performance, comfort, and cost. Models like the Hyundai Creta, Maruti Suzuki Brezza, and Mahindra XUV700 offer exceptional value within this budget, catering to diverse needs and preferences. Alongside selecting the right SUV, protecting it with the right insurance plan is essential. SBI General Insurance offers extensive comprehensive car insurance options tailored for SUV owners, ensuring you have full coverage at all times.

Frequently Asked Questions

  1. What are the key factors when choosing an SUV under 20 lakhs in India?

    Key factors include mileage, safety features, performance, comfort, and ground clearance.

  2. Which SUVs under 20 lakhs offer the best performance?

    The Hyundai Creta, Tata Harrier, and Mahindra XUV700 are known for delivering excellent performance.

  3. What are the most fuel-efficient SUVs under 20 lakhs?

    The Maruti Suzuki Brezza and Tata Nexon stand out for their fuel efficiency.

  4. Which SUVs under 20 lakhs have the best safety features?

    The Tata Nexon and Mahindra XUV300 are top choices for safety.

  5. Can I buy car insurance online for my SUV?

    Yes, with SBI General, you can easily purchase car insurance online, ensuring swift and efficient coverage for your vehicle.

Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.

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