Once you have insured your two-wheeler with bike insurance, you can rest assured knowing you are financially secure. You need not panic when there is an unexpected event that causes damage to your vehicle. All you have to do is file a claim and the insurer disburses the claim amount to compensate your losses. To ensure efficiency of the same, insurance companies offer a cashless garage facility. Read ahead to learn what it is and how it helps.

What is a cashless garage in bike insurance?

A cashless garage refers to a garage that has partnered with an insurance company. Due to the tie-up, the insurance company clears the repair bills and other financial dues directly with the garage. Therefore, you need not go through the hassle of paying the bills first and then filing the claim. Insurance companies provide a list of their network garages on their website. Alternatively, you can download the mobile app for easy access to this list.

Benefits of a cashless garage

The cashless garage facility is a helpful feature in bike insurance due to the following advantages:

Reduced stress:

Despite having a bike insurance policy, mishaps can leave you feeling stressed until you get the claim processed. Going through a lengthy procedure to do the same adds to the anxiety. Cashless garages facilitate filing a claim without much hassle, which helps in reducing your stress.

Convenience:

Due to cashless garage in bike insurance, insurance companies do the needful on your behalf. You are only required to inform the insurance company and furnish the vehicle documents at the garage. Post intimation, the insurer settles your claim directly with the network garage. This makes the claim settlement experience hassle-free and convenient.

Quick settlements:

Be it an accident, breakdown, theft, or loss, a cashless garage facility reduces the response time. Also, the online claim settlement procedure lets you connect with the insurer quickly. After receiving your claim, the insurer will send a surveyor to assess the damages and process the claim request accordingly.

No hassle with bills:

Typically, you must pay for the repairs and collect the invoices for filing the claim with the insurer. Managing such paperwork proves to become a hassle when you wait to get the repairs done. The cashless garage facility gets rids of the hassle. You can simply register your cashless claim online and visit the garage for instant service.

Wide network:

Most insurers have a wide network of cashless garages spread across convenient locations throughout the country. As a result, you face no issue when it comes to accessibility. You can find the garages partnered with the insurance company within reach.

Get bike insurance and conveniently file claims with a cashless garage

Due to the convenience, getting repairs done at a garage in the insurers' network makes claim settlement seem like a breeze. You only have to intimate the insurance company on time and the rest gets handled without intervention. To enjoy such benefits, check the insurance companies' network before buying bike insurance. Ensure the list has garages within the vicinity of your daily commute. You can also contact the insurer to confirm the same.

Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.