Getting a third-party insurance plan for your vehicle is mandated by the government. However, many people choose to invest in a comprehensive plan as a responsible step towards safeguarding their bike. It is natural to wonder about how to know my bike insurance policy number when you need to raise a claim, for example, as the policy documents can be quite confusing.

This blogpost will guide you on how to find the vehicle insurance policy number for your bike and explain its significance. This can be helpful in accessing key information about your motor insurance and ensuring a seamless claim settlement process.

What Is Bike Insurance Policy Number?

A unique alphanumeric code is assigned to each insurance policy at the time of issuance, which is called the vehicle insurance policy number. Your bike’s insurance policy number acts as a distinct identifier for your contract with the insurers, and it is a crucial piece of information for communicating with them or initiating a transaction related to your policy. Knowing the accurate bike insurance policy number is necessary for accessing policy details, raising claims, renewing your insurance plan, or transferring it.

How to Find Your Bike Insurance Policy Number?

If you are wondering “how do I find my bike insurance policy number?”, you can use the following methods:

1. Check the Policy Documents
   This is the first thing anyone does when they are looking for their insurance policy details. You can easily find your policy number on the official documents as it is generally displayed prominently at the beginning or on the insurance card. You can verify whether the policy number is accurate or not by checking it on the insurer’s portal to retrieve policy details.
   However, people think about how I can find my bike insurance policy number usually in case they have misplaced their policy documents or unable to find them at the moment. For that purpose, you can find below other methods to search for your policy number.
2. Visit the Insurer’s Website or Mobile App
   Many insurance providers enable their policyholders to access their policy details by logging in to the online portal with their personal credentials. The policy document is usually displayed on the dashboard.
   Additionally, you may be able to quickly access your policy details if your insurance provider has a dedicated mobile application. You can download the mobile app and log in with your personal credentials, if possible, to access the necessary details.
3. Contact the Insurance Provider’s Customer Support
   If you are unable to access the documents yourself, try reaching out to the insurance company’s customer support. They will ask you certain questions to drift your identity and after confirming, they can usually help you with retrieving the policy details. If that is not possible, they can guide you about the further process.
4. Visit the Insurer’s Branch Office
   Many people choose to visit the nearest branch of their insurance provider to get assistance from the staff there, especially if they are not comfortable with technology. Upon visiting, the customer service executive there will ask for some details to drift your identity before disclosing any policy-related details to you.
5. Use the Insurance Information Bureau (IIB)
   An online data depository under the Insurance Regulatory and Development Authority of India (IRDAI), IIB stores all insurance-related information. If you are wondering how to know my vehicle insurance policy number, you can follow the following steps:
   
   • Visit the IIB website and click on ‘V SEVA’ on the home page.
   • Enter your credentials, such as name, mobile number, email ID, address, and vehicle registration number.
   • Click on ‘Submit’ to view your insurance policy details.
6. Log on to the e-VAHAN Portal
   VAHAN by the Ministry of Road Transport and Highways (MoRTH) is used for a hassle-free vehicle registration. Accessing your policy details through this portal is another way to answer your question—how to know my bike insurance policy number?
   

   You can use this portal to access your vehicle’s insurance policy details by following the below-mentioned steps:

   • Select ‘Know Your Vehicle Details’ on the official website of VAHAN.
   • Create your account using mobile number and email ID if it doesn’t already exist and log in.
   • Enter your vehicle registration number and click on ‘VAHAN Search’ to view details related to your car insurance.

   Alternatively, you can send an SMS to VAHAN to get the desired details. Simply type “VAHAN Vehicle Registration Number” and send it to 7738299899.

When Do You Need Bike Insurance Policy Number?

You may need to ask yourself—how to find my bike insurance policy number—in the following instances:

1. To Raise Claims
   The policy number is a fundamental requirement for raising claims. This is because it serves as the primary reference point for the insurance provider to retrieve your policy details, check your remaining coverage and previous claim requests, and process the claim.
2. To Communicate With the Insurer
   Policyholders often reach out to insurance providers for queries, modification requests, and updates in addition to raising claims. It is important to provide the correct policy number to streamline the communication process and limit the back-and-forth for verification.
3. For Verification Purpose
   You may need to verify the authenticity of your insurance policy and knowing the accurate policy number serves as one of the points of verification. Your policy details and coverage can be quickly confirmed with the help of your policy number.
4. To Get a Copy of Insurance Documents
   If you have lost the original policy documents, you can get a duplicate set from the insurance provider after providing the correct policy number and verifying your identity.
5. To Renew or Transfer Your Bike Insurance Policy
   If you plan on transferring your bike insurance policy to another insurance provider, it is crucial to have all the required details, including the policy number, which is the primary piece of information required.
   Similarly, while renewing your policy, your vehicle will be inspected, and if you are eligible for any renewal benefits, you must provide your policy number.

Secure Your Vehicle With a Bike Insurance Policy

A comprehensive two-wheeler insurance can give you a financial safety net and protect you in case of an accident or theft that causes damage to your bike or results in the total loss of the vehicle. You can use the two-wheeler insurance calculator available online to calculate tentative premium rates based on your desired coverage and additional covers.
Once you get an insurance plan for your vehicle it becomes crucial to know how to find your bike insurance policy number as this unique identifier is used to communicate with the insurance provider about everything and verify your vehicle among other things.

FAQs

How can I find my bike insurance policy number?
You can check your policy documents, visit the VAHAN portal, use the IIB portal, or contact your insurance provider to find your policy number.

What should I do if my policy number is inaccurate?
First, check the accuracy of the policy number you have entered. In case your policy documents show the same number, but online portals reject its accuracy, you are advised to contact your insurance provider. However, a mistake in policy documents is very rare.

Does my insurance card contain my policy number?
Yes. Your insurance card, whether it is a physical card or a digital copy, contains essential details like your policy number.

When do I need my policy number?
Your policy number is important information that is required in various instances, including all sorts of communication, policy renewal, vehicle inspection, and policy verification.

Can I have multiple bike insurance policies under the same policy number?
No. The general norm dictates that each bike is assigned a different policy number.

Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.