Does Travel Insurance Cover HMPV-Related Medical Emergencies Abroad?

Here are some tips to plan ahead and stay composed in such situations.

It is that time of the year when you look forward to celebrating the winter holidays with your loved ones. If you are a meticulous planner, you are likely to have spent days or even weeks to plan every step of your vacation. However, despite your exhaustive checklist, all that might be required to derail your travel plans, would be one unexpected delay or cancellation of a flight. This is no reason though for you to go into panic mode. Just a few precautions, knowledge of your air travel rights and being prepared with a few insider tricks, can help you stay composed in such anxiety-inducing situations.

Know your air travel rights

If your flight is delayed by more than two hours and less than 12 hours, then you are entitled to meals and refreshment at the airport according to regulations laid down by the Directorate General of Civil Aviation (DGCA). If your flight is delayed by over 12 hours, you are entitled to hotel accommodation along with transfers. In case your flight is cancelled, your carrier is bound to provide you a seat on the next available flight on that airline or give you a refund. You must know that the airline is under no obligation to compensate, if the delay is due to extraordinary circumstances such as natural disaster, civil war, political instability etc.

Stay proactive

In times of crisis, the gate agents and the airport staff are inundated with hundreds of requests while pacifying irate passengers, so it may be easier to call the airline’s customer service to get yourself rebooked on the next flight.

Download the right apps

You never know when you are likely to be faced with a situation when your flight is delayed or worse, cancelled. To keep yourself updated at all times, you can download apps such as FlightAware, Flight Board, GateGuru etc which will give you real time information on the status of your flights.

Overseas travel

Different rules apply for different airlines. If you are planning to travel to Europe you should familiarise yourself with the regulations applicable there. Usually if your flight is delayed for more than three hours in Europe, you may be entitled to compensation (anywhere from 50 to 600 euros) based on a few factors, including your flight distance and length of delay.

Invest in travel insurance

The best way to prepare for travel-related emergencies is to invest in a travel insurance policy. A typical travel insurance plan may cover losses stemming from medical bills, curtailment or cancellation of a flight, loss of personal belongings or baggage, and emergency evacuation. If travellers need coverage for other type of emergencies, additional coverage options are available and can be added to the standard travel insurance plan.

Hold on your documents

When you arrive at your final destination, make sure that you keep your boarding pass and other travel documents. Many airlines or insurance companies may reject a legitimate claim, if you do not have the relevant documents. You may be able to recover your expenses caused by flight delays, including missed reservation, for your hotel or car rentals, if you keep your original receipts and documents in place.

Trying to pack too much? Ten genius space saving tips to pack your suitcase

A business trip or a family holiday, travel by train or air, domestic or international, if there are two elements that are common, they are the excitement of a journey, and the stress of packing your bags.With airlines being stricter with their baggage policy, you may get to check in one bag or maximum two depending upon the destination and airline. Similarly, if you are travelling by train, the prospect of lugging or pulling your bags from one platform to another, over long and high bridges, to your compartment and berth is daunting even for the strongest, hardened passenger. Therefore, a primary requirement ahead of every trip is to ensure that you travel light and smart and try and fit everything you need for your trip into one bag, so that it does not exceed weight limitations, and is easy for you to carry yourself. A piece of cake? Yes, absolutely, especially if you follow these simple but effective tips below:

1)Organise your Jewellery

We usually pack all our jewellery in a pouch and stuff it in our bag, and then when you open the bag you realise that it is all tangled. To avoid such a situation, place your jewellery sets between sheets of plastic wrap, this will restrict their movement. For dainty chains, string the ends through straw to prevent them from tangling. To pack your earrings, organise them in a pill case compartment or in an old lip balm container. If you are packing really small studs, then fasten them through buttonholes.

2)Crease proof clothes

When you are packing clothes that wrinkle easily, lay them flat inside a plastic dry-cleaning bag, and then fold as normal. The plastic will prevent creases from setting in.

3)Roll your clothes

For saving space, roll your clothes instead of folding them. You will be surprised by how much more you can fit this way.

4)Cover Shoes

Keep the dirty soles of your shoe away from your clothes by sticking them inside a shower cap.

5)Utilise empty spaces

Stuff socks inside one shoe, so that it is easy for you to find them and it also saves space. The other shoe could be used to stuff bath products that won’t burst inside, such as shampoo bottle or shower gel.

6)Packing breakables

To protect your favourite perfume bottle from breaking, slip it into thick socks.

7)Hairpins in a box

Sometimes searching for hairpins in a big purse is like searching for a needle in a hay stack. Store the hairpins and clips in an old tic tac container for easy access.

8)Avoid Bulky bottles

Instead of packing big bulky bottles of lotion, for a quick weekend trip, just pour a little bit of the product into a clean contact case or small air tight container.

9)Packing liquids

To prevent liquid products from bursting and ruining everything else inside your bag, cut a small square of plastic wrap, unscrew the product’s lid, set the plastic wrap on top and secure it with a rubber band, then screw the lid back on. This way even if the lid pops open, no product can spill out.

10)Cap for your razor

If your razor doesn’t have a protective cap or the cap has broken, use a large binder clip to cover the sharp blades.

New Year’s Eve is the perfect time to bid farewell to the past and welcome the future with joy, hope, and adventure. From fireworks to electrifying parties, the world offers an array of destinations where you can make your year-end celebrations unforgettable.

The monsoon season, with its lush greenery and refreshing rains, offers an enchanting and challenging travel experience. With the proper preparation and mindset, travelling in the monsoon can be a delightful adventure. This guide provides essential tips and insights to ensure your monsoon trip is safe, enjoyable, and memorable. From packing the right gear to choosing the best destinations, we cover everything you need to know about monsoon travel.

1. Stay Dry with Waterproof Gear: One of the most crucial aspects of monsoon travel is staying dry. Investing in high-quality waterproof gear, such as raincoats, umbrellas, and waterproof bags, is essential. These items will protect you and your belongings from getting soaked, ensuring a comfortable journey. Additionally, waterproof footwear can prevent slips and keep your feet dry, reducing the risk of infections.
2. Check the Weather Before You Go: Weather conditions during the monsoon season can be unpredictable. It is advisable to check the weather forecast before and during your trip. This will help you plan your activities accordingly and avoid any potential hazards. Many weather apps provide real-time updates, which can be invaluable for making informed decisions about your travel plans.
3. Skip Risky Activities: While the monsoon season enhances nature's beauty, it also brings certain risks. Trekking, hiking, and water sports can become dangerous due to slippery surfaces and strong currents. It is best to avoid these activities or choose safer alternatives. Always prioritise your safety and follow local advisories and guidelines.
4. Be Careful with Street Food: Monsoon travel often includes indulging in local delicacies. However, the rainy season can increase the risk of foodborne illnesses. Be cautious when consuming street food and opt for freshly prepared, hot meals. Ensure that the food is cooked thoroughly and avoid raw or undercooked items. Drinking bottled water and avoiding ice in beverages can also help prevent stomach issues.

Packing the right items can significantly impact your monsoon travel experience. Here are some essentials to include in your luggage:

• Waterproof clothing and footwear: To stay dry and comfortable.
• Quick-dry towels and clothing: These items dry faster and more conveniently during the rainy season.
• Insect repellent: To protect against mosquitoes and other insects.
• First-aid kit: Including essential medications and bandages for minor injuries.
• Power bank: To keep your electronic devices charged, especially in areas with frequent power outages.
• Travel insurance: Having the best travel insurance in India can provide peace of mind and cover unexpected expenses.

Also Read: Benefits of Travel Insurance

Maintaining health and safety during your monsoon trip is paramount. Here are some tips to keep in mind:

• Stay hydrated: Drink plenty of water, as the humidity can cause dehydration.
• Boost your immunity: Consume foods rich in vitamins and minerals to strengthen your immune system.
• Avoid stagnant water: Stagnant water can be a breeding ground for mosquitoes, increasing the risk of diseases like dengue and malaria.
• Clean your surroundings: Dispose of waste properly and avoid littering to maintain hygiene.

1. Coorg: Known for its coffee plantations and scenic landscapes, Coorg is a safe place to visit during monsoon season. The region’s lush greenery and mist-covered hills create a picturesque setting, perfect for a relaxing getaway.
2. Lonavala: With its stunning waterfalls and serene lakes, Lonavala is another ideal destination for monsoon travel. The cool climate and beautiful vistas make it a popular choice for travellers seeking a peaceful safe place to visit in monsoon.
3. Goa: While Goa is famous for its beaches, the monsoon season reveals a different side of this vibrant destination. The rain-washed landscapes and fewer crowds offer a tranquil experience, making exploring Goa’s natural beauty a great time.
4. Indonesia: Indonesia’s tropical climate makes it a year-round destination, but the monsoon season adds a unique charm. The lush rainforests and vibrant culture provide an unforgettable experience for travellers.
5. Turkey: Turkey’s diverse landscapes and rich history make it an intriguing destination during the monsoon season. The cooler temperatures and fewer tourists allow a more relaxed exploration of its ancient cities and stunning coastlines.
6. Thailand: Thailand’s monsoon season brings lush greenery and rejuvenated waterfalls. The country’s vibrant culture and delicious cuisine make it a delightful destination for monsoon travel.

Monsoon travel can be a magical experience if approached with the proper preparation and mindset. Following these tips and packing the necessary items can ensure a safe and enjoyable monsoon trip. Remember to check the weather, avoid risky activities, and prioritise your health and safety. With the best travel insurance in India, you can travel with peace of mind, knowing that you are covered for any unexpected situations. Embrace the beauty of the rainy season and explore the best destinations for a memorable monsoon adventure.

Disclaimer: The above information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.