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    Claim

    • Localized claims
    • Post-harvest claims

    Claim

    Intimation: Loss/damage for localised calamities and postharvest losses will be assessed at the level of the individual insured farm and hence lodging of loss intimation by the farmer/designated agencies is essential. Farmers to intimate claims within 72 Hours from loss event.

      How to Intimate claims: Farmers to intimate claims through:
    • Krishi Rakshak Portal Helpline Number: 14447
    • Concerned bank branch
    • Local Agricultural department
    • Government district official
    • Government Crop application

    Appointment of Surveyor: Insurance Company will appoint surveyor within 48 hours from farmer intimation

    Claim calculation: Insurance company will calculate claims based on the loss assessment report submitted by the District Level Joint Committee (DLJC) and/or average yield submitted by concerned State Government

    Claim Disbursement: Claim settlement to be completed within 15 days after receipt of survey report subject to receipt of farmer premium & Government subsidy.

    • Prevented/Failed Sowing Claims
    • Mid -Term claims
    • Yield based claims

    Claim

    Intimation: Loss/damage for localised calamities and postharvest losses will be assessed at the level of the individual insured farm and hence lodging of loss intimation by the farmer/designated agencies is essential. Farmers to intimate claims within 72 Hours from loss event.

    Claim calculation: Insurance company will calculate claims based on the loss assessment report submitted by the District Level Joint Committee (DLJC) and/or average yield submitted by concerned State Government

    Claim Disbursement: Claim settlement to be completed within 15 days after receipt of survey report subject to receipt of farmer premium & Government subsidy.