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What is Included in Critical Illness Medical Insurance Plans?
A critical illness health insurance policy from SBI General Insurance offers you the following benefits:
- Coverage for 13 critical illnesses, including cancer of specified severity, open chest CABG, aorta graft surgery, open heart replacement, stroke with permanent symptoms, heart attack of specified severity, kidney failure with regular dialysis, primary pulmonary arterial hypertension, major organ / bone marrow transplant, multiple sclerosis with persistent symptoms, coma of specified severity, total blindness, and permanent paralysis of limbs
- Coverage up to ₹ 10 lakh sum insured
- Two tenure plan options- 1 year and 3 year
- Free look period of 15 days
This is an overview of coverage offered. For specific details, please refer to policy wordings.
What is Not Included in Critical Illness Medical Insurance Plans?
When buying critical illness insurance, there are some exclusions you need to keep in mind. Coverage will not be given for:
- Pre-existing diseases and conditions related to these diseases
- Claims during the waiting period
- Death during the survival period
- Complications from birth control and hormone replacement therapy
- Congenital diseases
- Treatments related to sex change surgery and cosmetic procedures
- Suicide and attempted suicide
- Treatments done by anyone else apart from a qualified medical practitioner
Critical Illness Health Insurance - UIN: SBIHLIP11004V011011
Disclaimer: The coverages/benefits and the extent of coverage may vary between plans. Please read the policy wordings carefully before making a purchase.
Tax benefits are subject to changes in tax laws.
SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
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