Is there any waiting period applicable?

Fresh waiting period of 48 months in case of Single Adult on Individual basis and 24 months in case of other Family combination would apply for all the policies which are issued with continuity under Portability guidelines either from our existing Health Product or any other Insurance Company.

Who can buy this policy ?

Any individual can take this Policy for themselves and their family and/ or domestic staff. \"Family\" means spouse, dependent children, parents and parents-in-law \"Individual\" means Self, legally married spouse, son, son-in-law, daughter, daughter-in-law, father, mother, brother, brother-in-law, sister, sister-in-law, mother-in-law, father-in law, grandmother, grandfather, grandson, granddaughter, uncle, aunt, nephew, niece, or any other relationship having an insurable interest. \"Family Floater\" means Self, legally married spouse, dependent children (natural/legally adopted), Parents and/or Parents-in-law.

Are diseases like HIV/AIDS, Mental Illness, Genetic Disorder, ICD are covered? Up to what limit are they covered?

Yes, the mentioned diseases are covered up to the Base Sum Insured.

Explain Maternity cover?

Maternity Expenses including Pre-natal Medical Expenses (from the date of confirmation of pregnancy) & Post-natal check-ups (up to eight weeks from delivery) incurred in respect of the hospitalization of the Insured Person for the delivery of the child during the Policy Period. In case of Insured person - Single Adult on an individual basis - Eligible for the claim under this benefit, after a waiting period of 48 months from the date of issuance of the first policy, provided that the policy has been renewed continuously without any break and at least 4 continuous annual premiums under the Policy has been received. For any other family combination – Eligible for the claim under this benefit, after a waiting period of 24 months from the date of issuance of the first policy, provided that the policy has been renewed continuously without any break and at least 2 continuous annual premiums under the Policy has been received. Maternity Expenses incurred in connection with the voluntary medical termination of pregnancy during the first 12 weeks from the date of conception shall not be admissible under this Benefit. Medical Expenses for ectopic pregnancy are not covered under this Benefit.

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Super Health Insurance

Name: Super Health Insurance
Brand: SBI General Insurance

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Key Benefits of the Policy

Scope of Cover

What’s Covered

What’s Not Covered

Key Benefits of the Policy

27 Base Covers and 7 Optional covers
Wide range of Sum Insured Options available from Rs. 3 Lakh to Rs. 2 Crores
ReInsure Benefit
Lifelong Renewability with Multiple Premium Payment Options
All Day Care Procedures Covered
Medical Treatment Abroad (For listed major illnesses, diagnosed in India)
Maternity Expenses
OPD Expenses
Wellness Cover
Emergency Road Ambulance Cover & Air Ambulance cover

Scope of Cover

The company will pay cover on medically necessary hospitalization of an insured person due to illness or injury sustained or contracted during the policy period. Payment is subject to sum insured, opted covers and sub-limits as applicable and specified on the policy schedule.

Age Criteria

	Minimum	Maximum
Adult	18 years	No Maximum Entry age
Child	91 days	30 years
For Domestic Staff	18 years	65 years

Policy Tenure

1 year – 3 years

What’s Covered

Inpatient Hospitalization Treatment
Shared Accommodation Cash Benefit
Health Multiplier for 37 Serious Illnesses
Pre-Hospitalization Medical Expenses
Post-Hospitalization Medical Expenses
Day Care Treatment
Domiciliary Hospitalization
Home Health Care
Emergency Road Ambulance Cover (Per Hospitalization)
Air Ambulance Cover (Domestic)
ReInsure Benefit (Related & Unrelated Illness Both)
Bariatric Surgery Cover
Modern Treatments/Advanced Procedures
AYUSH Treatment
Recovery Benefit
Claims Shield
Annual Health Check-Up
Maternity and Related Expenses Cover (Including Pre and Post Natal Check-Ups)
New Born Baby Cover
Enhanced Cumulative Bonus
Loyalty Credit (Sum Insured Enhancement Irrespective of Claim)
Medical Treatment Abroad (For listed major illnesses, diagnosed in India)
Out-Patient (OPD) Cover (Including Diagnostics and Pharmacy Expenses)
Out-Patient (OPD) - Dental and Vision Cover
Out-Patient and Prescribed Diagnostic Test (Cancer Diagnosed Patients)

What’s Not Covered

Investigation and Evaluation (Code-Excl 04)
Rest Cure, Rehabilitation, and Respite care (Code- Excl 05)
Obesity / Weight Control (Code- Excl 06)
Change of Gender Treatments (Code- Excl 07)
Cosmetic or Plastic Surgery (Code- Excl 08)
Hazardous or Adventure Sports (Code- Excl 09)
Breach of Law (Code- Excl 10)
Excluded Providers (Code-Excl 11)
Treatment for alcoholism, drug or substance abuse or any addictive condition and consequences thereof (Code- Excl 12)
Treatments received in health hydros, nature cure clinics, spas or similar establishments or private beds registered as a nursing home attached to such establishments or where admission is arranged wholly or partly for domestic reasons. (Code- Excl 13)
Dietary Supplements and substances that can be purchased without prescription, including but not limited to Vitamins, minerals and organic substances unless prescribed by a Medical Practitioner as part of Hospitalization claim or Day Care Procedures. (Code- Excl 14)

*As per terms of the policy

Disclaimer: The above information is only indicative in nature. For full details of the coverage & exclusions please contact our nearest office and refer to the policy documents and sales brochure carefully before concluding a sale

Product UIN

SBIHLIP24141V022324

DISCLAIMER:

**For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.
*Number of network hospitals would differ based on the TPA servicing your policy.
Tax Benefits are subject to change in Tax Laws

SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
*T&C Apply

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