Easy Renewals
Bid goodbye to the hassle of renewing your third-party coverage every year and get 5 years of continuous coverage.- Need Help
Ready To Get Started?
Reach Out & Give Us A Call. We're Here To Help. Available 24/7
Our Customers
1800 102 1111
Our Agents & Intermediaries
1800 22 1111
HEALTHLINE NUMBERS FOR OUR HEALTH INSURANCE CUSTOMERS & PA
Available 24/7
1800 210 3366
1800 210 6366
Need Support?
Have Queries About Your Current Product? Please Write Us An Email & We'll Sort it Out.
customer.care@sbigeneral.in
- Quick Links
Main
Ready To Get Started?
Reach Out & Give Us A Call. We're Here To Help. Available 24/7
Our Customers
1800 102 1111
Our Agents & Intermediaries
1800 22 1111
HEALTHLINE NUMBERS FOR OUR HEALTH INSURANCE CUSTOMERS & PA
Available 24/7
1800 210 3366
1800 210 6366
Need Support?
Have Queries About Your Current Product? Please Write Us An Email & We'll Sort it Out.
customer.care@sbigeneral.in
Long Term Two Wheeler Insurance Policy
- Enhanced Personal Accident Cover of 15 lakhs
- Coverage Against Losses and Own Damages
- Long Term Third Party Liability Cover
Quick Links
Quick Links
DownloadsEnjoy Uninterrupted Insurance Coverage With SBI General’s Long-Term Two-Wheeler Insurance Policy
Download Brochure
No Change in Premium
Premium charged for third-party liability coverage and service taxes remains unchanged throughout the Long-Term Policy period.
Discounts on Premiums
Enjoy discounts on your Long-Term Two-Wheeler Insurance Policy with annual tenures Return to Invoice.
Pro-rate basis refund
In the event of a total loss, combined total loss, or theft claim during the first or second year of the policy, you have the option to claim your vehicle’s MRP as compensation.
Why Choose Long-Term Two-Wheeler Insurance Policy
Get Protection Against A Range Of Insured Events For 2-3 Years At A Stretch
SBI General’s Long-Term Two-Wheeler Insurance Policy provides extensive protection against third- party liabilities. The Company will indemnify the Insured against loss or damage to the vehicle insured.
Who can buy this policy? The Motor Vehicle Act, 1988 mandates all two-wheeler owners purchasing new two wheeler to invest in a Two-Wheeler Insurance Policy to enjoy the right to ride their vehicles.
What is Covered Under Long Term Two Wheeler Insurance Policy?
Take a look at the various features of the Long Term Two Wheeler Insurance offered by SBI General Insurance.
Key Features
- No hassle of annual renewals.
- Long term policy for 2 or 3 years with discounted premium.
- In case of a Total Loss/ Combined Total Loss/ Theft claim of your two wheeler in the policy, during the first or second year, you can avail a refund on pro- rate basis on the unexpired period.
- No effect of change in Third Party Liability Premium during the policy period.
- No effect of change in Service Tax during the policy period.
What’s Covered
- Third party liability: Protects against any legal liability arising out of the use of the vehicle, towards third parties arising on accidental bodily injury to / on death of a person and any damage caused to third party property involving your Two-Wheeler.
- Loss or damage to the vehicle- The policy covers against any accidental loss or damage caused to the vehicle or its accessories due to the following:
- Fire, explosion, self-ignition, accidental damage by external means.
- Any damage in transit by road, rail, inland waterway, lift, elevator or air.
- Lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.
- Burglary, theft, riot, strike, malicious act, terrorist activity.
What’s Not Covered
- Normal wear, tear and general ageing of the vehicle.
- Depreciation or any consequential loss.
- Mechanical/ electrical breakdown.
- Vehicle being used otherwise than in accordance with limitations as to use.
- Damage to / by a person driving the vehicle without a valid license.
- Damage to / by a person driving the vehicle under the influence of drugs or liquor.
- Loss/ damage due to war, mutiny or nuclear risk. ** Please refer to the policy wordings for complete list of exclusions.
Any loss/damage to the vehicle and/or its accessories will be not be covered if caused by the following-
Key Features
What’s Covered
What’s Not Covered
Key Features
- No hassle of annual renewals.
- Long term policy for 2 or 3 years with discounted premium.
- In case of a Total Loss/ Combined Total Loss/ Theft claim of your two wheeler in the policy, during the first or second year, you can avail a refund on pro- rate basis on the unexpired period.
- No effect of change in Third Party Liability Premium during the policy period.
- No effect of change in Service Tax during the policy period.
What’s Covered
- Third party liability: Protects against any legal liability arising out of the use of the vehicle, towards third parties arising on accidental bodily injury to / on death of a person and any damage caused to third party property involving your Two-Wheeler.
- Loss or damage to the vehicle- The policy covers against any accidental loss or damage caused to the vehicle or its accessories due to the following:
- Fire, explosion, self-ignition, accidental damage by external means.
- Any damage in transit by road, rail, inland waterway, lift, elevator or air.
- Lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.
- Burglary, theft, riot, strike, malicious act, terrorist activity.
What’s Not Covered
- Normal wear, tear and general ageing of the vehicle.
- Depreciation or any consequential loss.
- Mechanical/ electrical breakdown.
- Vehicle being used otherwise than in accordance with limitations as to use.
- Damage to / by a person driving the vehicle without a valid license.
- Damage to / by a person driving the vehicle under the influence of drugs or liquor.
- Loss/ damage due to war, mutiny or nuclear risk. ** Please refer to the policy wordings for complete list of exclusions.
Any loss/damage to the vehicle and/or its accessories will be not be covered if caused by the following-
Not sure which plan to settle for?
Get Quick Recommendations
- RENEW POLICY
- CLAIM POLICY
- NETWORK HOSPITALS
Want to Renew Your Existing Policy?
With our quick and seamless renewal process, you can renew your policy effortlessly from the comfort of your home.
Want to File a Claim on Your Existing Policy?
Customers’ well-being and convenience are top priority for us. We offer a hassle-free claim process & provide thorough claim assistance.
Looking for Your Nearest Cashless Hospital?
Benefit from our wide range of network hospitals & avail cashless treatment without any inconvenience.
At SBI General, we know that Trust is Earned
FAQs about Long Term Two Wheeler Insurance Policy
Here are the commonly asked questions about Long Term Two Wheeler Insurance Policy
A Long-Term Two-Wheeler insurance policy relieves you from renewing your motor insurance policy every year. With the SBIG Long-Term Policy, you get coverage for a period of 3 years. No renewal hassle for 3 years.
A Long-Term Two-Wheeler insurance policy freezes the premium rates for the entire policy tenure. Which means the premium amount remains the same throughout the policy term. Thus, it erases possible hikes in premium (such as third-party rate revisions and service charges) every year.
We allow you to transfer up to 50% of the NCB from your old insurer when you buy our Long-Term Two-Wheeler insurance policy. (Please get in touch with our nearest branch.)
You can renew your Two-Wheeler insurance policy by simply visiting our website or contacting us at our toll-free number.
No, you cannot buy a three-year Two-Wheeler insurance policy for your own damage coverage. However, you can purchase two or three years of comprehensive or stand-alone third-party bike insurance for your bike or scooter.
Product UIN
IRDAN144RP0003V01201819
Disclaimer:The above information is indicative in nature, for more details on complete coverage, terms and conditions, please contact our nearest office. Also read the policy document and sales brochure carefully before concluding a sale.
Popular Links
Company
Vision
Our vision is to become the most trusted general insurer for a transforming India.
Mission
Our mission is to provide simple and innovative general insurance solutions, be responsive to our customers' needs and build a sustainable business for the future.
Download Our App
Popular Links
Company
We're socially active!
