Maruti Alto 800 Car Insurance 

Benefits of Buying Online Car Insurance for Alto 800 Car

1. Convenience: You can buy or renew your insurance policy from the comfort of your home, from the website or SBI General mobile app.
2. Instant Policy Issuance: Online platforms provide instant policy issuance, eliminating the need for lengthy paperwork.
3. Cost-Effective: Maruti Suzuki 800 insurance price comes with discounts and lower premiums due to reduced administrative costs.
4. Easy Comparison: You can easily compare different insurance plans and choose the one that best suits your needs.
5. Secure Transactions: Online transactions are secure, ensuring the safety of your personal and financial information.

Types of Car Insurance Plans for Alto 800 Car

When selecting your Maruti 800 third-party insurance price, you can choose from two primary types of car insurance plans:

1. Third-Party Liability Insurance: This is the minimum legal requirement in India. It covers damages caused to a third party in case of an accident. The premium for third-party car insurance is generally lower, but it does not cover damages to your vehicle.
2. Comprehensive Insurance: This plan offers extensive coverage, including third-party liability and own damage cover. It protects against damages caused by accidents, theft, natural disasters, and man-made calamities. Although the premium is higher, the comprehensive car insurance provides better financial protection.

What’s Covered in Alto 800 Car Insurance? (Inclusions)

Here are the base & add covers for Comprehensive Maruti car insurance.

• Third-Party Liability
• Loss or Damage to the Vehicle
• Personal Accident Cover
• Additional Legal Liabilities
• Bifuel-Kit
• Cover for Key Replacement
• Inconvenience Allowance
• Loss of Personal Belongings
• Hospital Daily Cash Cover
• Return to Invoice
• Depreciation Reimbursement
• Road Side Assistance (Basic & Additional)
• Engine Guard
• NCB Protection
• Cover for Consumables
• EMI Protector

What’s not Covered in Alto 800 Car Insurance (Exclusions)

While the comprehensive Maruti Suzuki insurance policy offers extensive coverage, there are certain exclusions:

• Driving without a valid Driving Licence.
• Driving under the influence of drugs and alcohol.
• Regular wear and tear.
• Intentional damage to the car.
• Consequential loss, i.e. loss from trying to start the car after the damage has occurred.
• Illegal racing, overspeeding, etc.
• Commercial usage of the vehicle.
• Damages caused outside the geographical limits of the policy.

Disclaimer: The above list of inclusions & exclusions is illustrative and not exhaustive. For a full list of the exclusions, please refer to the policy wordings.

Claim Procedure

Filing a claim for your Maruti Alto 800 insurance amount is a straightforward process:

1. Visit the Website: Visit the official website.
2. Register Your Claim: Fill in the required details to initiate the claim.
3. Submit Documents: Provide necessary documents for survey and inspection.
4. Approval for Repairs: Wait for approval to proceed with repairs.
5. Vehicle Delivery: After repairs, we will settle the costs directly with the network garage.

Maruti Alto 800: Key Features

The Maruti Alto 800 is equipped with several features that make it a preferred choice among car buyers:

1. Affordability: Priced competitively, making it accessible to a wide range of customers.
2. Fuel Efficiency: Known for its excellent mileage, reducing the overall cost of ownership.
3. Compact Design: Ideal for city driving and easy to manoeuvre in traffic.
4. Low Maintenance: Requires minimal maintenance, contributing to lower running costs.
5. Reliability: Robust build quality and dependable performance.