Hero Bike Insurance 

Popular Hero Two-Wheeler Models & Prices

Key Features: Hero Bike

• Superior Comfort: Even on bumpy roads, Hero motorcycles' sophisticated suspension systems and ergonomic seats provide for a comfortable and smooth ride.
• Smart Connectivity: A lot of Hero models include Bluetooth connectivity, which enables users to use their cell phones for music, calls, and navigation.
• Eco-Friendly Options: Hero provides hybrid and electric vehicles, which help to promote environmentally friendly, lower-emission transportation.
• User-Friendly Technology: The riding experience is improved by features like digital instrument clusters, which provide riders with quick access to vital information.
• Robust Service Network: Hero has a wide service network that makes maintenance and repairs accessible all around the nation.

Inclusions of Hero Bike Insurance

• Accidental Damage: Covers the cost of repairs for damages caused by accidents, collisions, or road mishaps.
• Theft: In case your bike is stolen, the insurance will reimburse you the insured declared value(IDV) of the bike.
• Fire Damage: Coverage extends to damages caused by fire, explosions, or lightning strikes.
• Third-Party Liabilities: Under third-party two-wheeler insurance, it covers financial liabilities arising from damage or injury caused to a third party in an accident involving your Hero bike.
• Man-Made Disasters: Covers damages resulting from riots, strikes, vandalism, or other man-made events.

Exclusions of Hero Bike Insurance

• Normal Wear and Tear: Damage due to regular wear and tear or mechanical breakdown is not covered.
• Illegal Activities: Any damage incurred while the rider is breaking the law, such as riding without a valid license or under the influence of alcohol or drugs, is not covered.
• Riding Outside Geographical Limits: If your bike is damaged outside the geographical limits specified in the policy (e.g., outside India), the damage will not be covered.
• Negligence: Damage caused due to negligence, such as riding in flood-affected areas or ignoring necessary repairs, will not be covered.

Hero Bike Insurance: Add-on Covers

• Zero Depreciation Cover: With this add-on, the depreciation of bike parts is not factored into claim settlements, ensuring that you receive a higher claim amount for repairs.
• Roadside Assistance: Provides on-the-spot help in case of a breakdown, flat tyre, or other minor emergencies.
• Engine Protection Cover: Offers coverage for damages to the bike’s engine due to water ingress or leakage of lubricants, which is particularly useful during heavy rains or floods.
• Consumables Cover: This add-on covers the cost of consumable items like engine oil, brake fluid, and nuts and bolts that need to be replaced during repairs.

Reasons to Buy Hero Bike Insurance

• Legal Requirement: In India, it is mandatory to have at least third-party two-wheeler insurance for any bike, including Hero bikes, as per the Motor Vehicles Act.
• Financial Security: Insurance protects you financially in case of accidents, theft, or other damages to your bike.
• Affordable Premiums: Hero bike insurance premiums are highly affordable, allowing you to get extensive coverage without burning a hole in your pocket.
• Quick and Easy Claims: With SBI General’s streamlined claims process, you can easily file and settle claims online without any hassle.
• Customizable Coverage: The availability of add-ons allows you to customize the insurance policy as per your specific needs.

How to Buy Hero Bike Insurance Online?

1. Visit the SBI General website and enter your Hero bike details for a premium quote.
2. Select your coverage: Choose between third-party or comprehensive insurance and optional add-ons.
3. Make your payment: Review the premium and policy details, then complete the secure online transaction to receive your policy instantly.

How to Renew Hero Bike Insurance?

1. Download the Mobile App: Install the SBI General Insurance app from the Google Play Store or Apple App Store, and log in with your mobile number.
2. Select Renewal Option: Choose your Hero bike policy from the service tab and review the coverage and add-ons.
3. Update Your Information: Modify any necessary details, such as your address or bike modifications.
4. Review and Pay: Check the renewal premium, apply any available discounts, and complete the payment to receive your updated policy via email.

How to Raise a Hero Bike Insurance Claim Online?

1. Download the SBI General App or visit our website.
2. Register Your Claim: Fill out all required details to inform us about the incident.
3. Submit Necessary Documents: Provide relevant documents for the survey and inspection.
4. Approval of Repairs: We will assess and approve the necessary repairs.
5. Vehicle Delivery: Once the repairs are completed, we will settle the costs directly with your Hero bike repairer from our network garage.

Why Choose SBI General Bike Insurance?

1. Comprehensive Protection: SBI General Insurance provides broad coverage that safeguards against various risks, including accidents, theft, and natural calamities.
2. Hassle-Free Claims: The straightforward claims process allows for quick settlements, ensuring you can return to riding with minimal delay.
3. Competitive Premium Rates: SBI offers attractive premiums, making bike insurance more affordable for Hero owners.
4. Customisable Add-Ons: Options such as personal accident cover and third-party liability insurance allow you to tailor your policy to your needs.