KTM Bike Insurance 

Popular KTM Two Wheeler Models & Prices

Inclusions of KTM Bike Insurance

• Accident Coverage: Protects against accidental damages caused during riding.
• Theft Protection: Provides compensation in case of bike theft.
• Fire & Natural Calamities: Includes protection against fire and damages caused by natural disasters like floods, storms, and earthquakes.
• Man-Made Disasters: Covers damages due to riots, vandalism, and other man-made events.
• Third-Party Liability: Compensates for any injuries or damages caused to third parties.
• Personal Accident Cover: Ensures financial support in case of injuries to the rider.

Exclusions of KTM Bike Insurance

• Illegal Activities: Damages incurred during illegal activities or while under the influence of alcohol/drugs.
• Regular Wear and Tear: Natural depreciation and mechanical breakdowns are not covered.
• Unauthorized Geographical Limits: Incidents occurring outside the specified region in the policy.
• Riding Without a Valid License: Damages occurring if the rider is unlicensed.
• Pre-Existing Damages: Damages or malfunctions present before policy purchase.
• Intentional Damages: Deliberate damage to the vehicle.

KTM Bike Insurance: Add on Covers

• Zero Depreciation Cover: Full claim settlement without depreciation deductions.
• Return to Invoice Cover: Pays the difference between the bike’s insured value and the original invoice value in the event of total loss.
• Engine Protection Cover: Covers water ingress and oil leakage damages.
• Roadside Assistance: Provides support during unexpected breakdowns or emergencies.
• Consumables Cover: Reimburses the cost of consumables like engine oil, nuts, and bolts.

Reasons to Buy KTM Bike Insurance

• Financial Protection: Reduces out-of-pocket expenses by covering repair and replacement costs.
• Legal Requirement: Third-party insurance is mandatory under Indian law.
• Enhanced Resale Value: Increases the bike’s resale value by maintaining it in top condition.
• Cashless Garage Network: Facilitates hassle-free repairs across a network of cashless garages.
• Peace of Mind: Enjoy the freedom of riding without worrying about unexpected damages.

How to Buy KTM Bike Insurance Online?

1. Enter Your Details: Go to the official website or mobile app, then provide your information to get a quote for your KTM bike insurance.
2. Choose Coverage and Add-Ons: Customize your policy by selecting the coverage options that fit your needs, along with any add-ons for extra protection.
3. Make Payment: Complete your payment online, and your two wheeler insurance policy will be sent directly to your email.

How to Renew KTM Bike Insurance?

1. Download the Mobile App: Install the SBI General Insurance app from the Play Store or App Store and log in with your mobile number.
2. Select the Renewal Option: Find your KTM bike policy under the service tab, and review the coverage information along with any available add-ons.
3. Update Your Information: Make any necessary changes, such as updating your address or noting any modifications made to your bike.
4. Review and Make Payment: Check the renewal premium, apply any eligible discounts, and complete your payment to receive your updated policy via email.

How to Raise KTM Bike Insurance Claim Online?

1. Download the SBI General App or visit our official website to get started.
2. Claim Registration: Provide the required details to notify us about the incident promptly.
3. Submit Documents: Upload the necessary documents to facilitate the survey and inspection process.
4. Repair Approval: Our team will review the case and approve the repairs as needed.
5. Vehicle Collection: Once repairs are complete, we’ll settle the costs directly with the authorized garage for your KTM bike.

Why Go for SBI KTM Bike Insurance?

• Comprehensive Protection: SBI General Insurance provides broad coverage, protecting your KTM bike from various risks, including accidents, theft, and natural disasters.
• Streamlined Claims Process: SBI’s quick claims settlement process ensures minimal delays.
• Affordable Premium Options: Competitive premiums make SBI General Insurance an attractive choice for KTM bike owners looking for value-driven insurance.
• Personalized Add-Ons: Options like engine protection and roadside assistance let you customize the policy to your needs.

Key Features of KTM Bikes

➔High-Performance Engines: KTM bikes have powerful engines, such as the 398.63 cc in the Duke 390, producing 46 PS and 39 Nm of torque, providing exceptional power.

➔Lightweight Chassis: The steel trellis frame promotes agility and precise handling, making KTM bikes easy to maneuver.

➔Digital Displays and Connectivity: TFT (Thin Film Transistor) displays on many models deliver real-time data, enhancing the overall riding experience.

➔Rider Safety Aids: Motorcycle Traction Control (MTC), Quickshifters, and ABS (Anti-lock Braking System) improve safety and control.

➔High-Quality Suspension: Equipped with WP APEX forks, KTM bikes can handle various landscapes, offering superior control and comfort.