Royal Enfield Bike Insurance 

Popular Royal Enfield Models & Prices

Key Highlights of Royal Enfield Bike

• Best Mileage:Meteor 350 with 42 kmpl.
• Most Expensive Model: Super Meteor 650 priced at ₹3.94 Lakh.
• Most Affordable Model: Hunter 350 starting at ₹1.49 Lakh.
• Popular Upcoming Models: Classic 650, Bullet 650, Shotgun 350, Scrambler 650.

Inclusions of Royal Enfield Bike Insurance

• Accidental Damage: Covers damages caused by accidents, collisions, or road mishaps.
• Theft Protection: Compensation in case your Royal Enfield is stolen.
• Third-Party Liability: Mandatory by law, this covers any damage or injury caused to a third party.
• Natural Calamities: Protection against damages due to floods, earthquakes, storms, etc.
• Man-made Calamities: Coverage for incidents like riots, vandalism, or terrorism.
• Fire and Explosions: In the event of fire or explosion, you will be compensated for damages.

Exclusions of Royal Enfield Bike Insurance

• General Wear and Tear: Regular maintenance or ageing parts are not covered.
• Mechanical/Electrical Breakdown: Insurance does not cover mechanical failures.
• Drunk Driving: If an accident occurs while you are under the influence, your insurance will not cover the damages.
• Illegal Activity: Any damage caused while using the bike for illegal activities is not covered.
• Riding without a License: The claim will be rejected if you do not have a valid license at the time of the accident.

Royal Enfield Bike Insurance: Add-on Covers

• Zero Depreciation Cover: Ensures full claim amount without accounting for depreciation.
• Roadside Assistance: Get 24/7 assistance for breakdowns or towing services.
• Engine Protection Cover: Protects the engine from non-accidental damages like water ingress.
• Consumables Cover: Covers the cost of consumables like oil, nuts, and bolts during repair.
• Personal Accident Cover: Provides financial compensation in case of permanent disability or death of the rider.

Reasons to Buy Royal Enfield Bike Insurance

1. Legal Compliance: In India, it is mandatory to have at least third-party two-wheeler insurance for your bike.
2. Financial Security: In the event of an accident or theft, the repair costs or replacement can be significant. Insurance mitigates this financial burden.
3. Wide Coverage: Protects against natural and man-made calamities, accidents, and third-party liabilities.
4. Customizable Plans: You can choose from a range of two-wheeler insurance coverage options and add-ons tailored to your needs.
5. Peace of Mind: Knowing that your bike is protected lets you enjoy your rides without constantly worrying about potential risks.

How to Buy Royal Enfield Bike Insurance Online?

1. Enter Your Details: Go to the SBI General Insurance website or download the mobile app to provide your information and get a quote for your Royal Enfield.
2. Choose Coverage and Add-Ons: Pick the coverage options that work for you and add any extra features you want.
3. Make the Payment: Complete the payment online, and your insurance policy will be emailed to you right away.

How to Renew Royal Enfield Bike Insurance?

1. Download the Mobile App: Install the SBI General Insurance app from the Play Store or App Store and log in using your mobile number.
2. Select Renewal Option: Go to the service tab, find your Royal Enfield policy, and review your coverage options along with any additional features.
3. Update Your Information: Make any necessary changes, such as updating your address or bike modifications.
4. Review and Make Payment: Check the renewal premium, apply any applicable discounts, and complete the payment. Your updated policy will be emailed to you shortly.

How to Raise a Claim for Your Royal Enfield Bike Insurance Online?

➔Download the SBI General Insurance app or access the website.

➔Choose the 'Register Claim' option and provide the necessary details.

➔Upload the required documents for the survey and inspection.

➔Wait for confirmation regarding your claim approval.

➔Bring your Royal Enfield to an authorized service centre for repairs.

➔Once the repairs are finished, we will directly handle the payment with the network garage.

Why Choose SBI General Bike Insurance?

➔Instant Policy Issuance: Receive your policy documents instantly via email after completing the purchase, eliminating waiting times and ensuring you’re covered immediately.

➔24/7 Emergency Assistance: Access round-the-clock roadside support for breakdowns or emergencies, ensuring peace of mind during your rides.

➔Seamless Online Experience: Enjoy a hassle-free online platform for both purchasing and renewing your policy, making the entire process efficient and straightforward.

➔Quick and Easy Claims Process: SBI General Insurance is known for its efficient claims handling, ensuring your claims are processed swiftly with minimal paperwork.

Key Features: Royal Enfield

➢Classic Design Aesthetics: Royal Enfield bikes boast a timeless design that combines vintage style with modern engineering, making them stand out on the road.

➢Thumping Exhaust Note: Known for their distinctive exhaust sound, Royal Enfield bikes deliver a rich, deep roar that enhances the riding experience.

➢Robust Build Quality: These bikes are built with durable materials and robust frames, ensuring longevity and reliability for long-distance rides.

➢Comfortable Riding Position: The ergonomic seating and well-positioned handlebars offer a comfortable riding posture, ideal for both city commutes and long journeys.

➢Excellent Torque Delivery: The engines are designed to provide high torque at low revs, making them perfect for effortless cruising and tackling challenging terrains.

➢Adventure-Ready Options: Some models are specifically designed for off-road adventures, featuring enhanced suspension systems and rugged tyres for tackling rough terrains.