Download Policy
Downloads
Safeguard Yourself Against Cyber-Attacks to Use the Internet & Transact Online
with Peace of Mind
Download Brochure
Why Cyber VaultEdge?
Get Security Against Cyber Risks
With increasing digitization and online transactions, online security has become all the more important. The use of internet has certainly made our lives easier, but it has also increased the risk of cyber-attacks. While it’s imperative that we monitor our internet activities cautiously, we must also have a comprehensive protection in case we become victim of cyber-attacks. With SBI General’s Cyber VaultEdge, you can secure yourself against financial losses arising from Cyber Risks.
Who Can Buy This Policy?
Individual exposed to any form of cyber risks can buy this policy for themselves and their family. Family includes self, spouse, and 2 dependent children (up to 18 years of age).
What is Covered Under Cyber VaultEdge Plan?
Take a look at the various features and benefits of the Cyber VaultEdge Plan offered by SBI General Insurance.
Major Benefits
- Flexibility to pick and choose coverages as per one’s requirements
- Wide range of sum insured options available
- Additional discount on selection of two or more sections
- Extended family coverage
What’s Covered
- Theft of Funds
- Identity Theft
- Data Restoration /Malware Decontamination
- Cyber Bullying, Cyber Stalking and Loss of Reputation
- Cyber Shopping
- Online shopping
- Online Sales
- Social Media & Media Liability
- Network Security Liability
- Privacy Breach & Data Breach Liability
- Privacy Breach & Data Breach by Third Party
- Smart Home Cover
- Liability for Intentional Misbehavior of Underage Persons
Inclusions
What’s Not Covered
- Non-disclosure of facts or circumstances known by you prior to the inception of the policy.
- Any action, omission or misbehavior by you which is intentional, malicious, dishonest, deliberate, or reckless
- Any action or omission in your capacity as employee or self-employed person, as well as any professional or business activity.
- Loss of or damage to tangible property and any consequential losses resulting therefrom, including the loss of use of tangible property.
- Investment or trading activities are not covered
Exclusions
Major Benefits
What’s Covered
What’s Not Covered
Major Benefits
- Flexibility to pick and choose coverages as per one’s requirements
- Wide range of sum insured options available
- Additional discount on selection of two or more sections
- Extended family coverage
What’s Covered
- Theft of Funds
- Identity Theft
- Data Restoration /Malware Decontamination
- Cyber Bullying, Cyber Stalking and Loss of Reputation
- Cyber Shopping
- Online shopping
- Online Sales
- Social Media & Media Liability
- Network Security Liability
- Privacy Breach & Data Breach Liability
- Privacy Breach & Data Breach by Third Party
- Smart Home Cover
- Liability for Intentional Misbehavior of Underage Persons
Inclusions
What’s Not Covered
- Non-disclosure of facts or circumstances known by you prior to the inception of the policy.
- Any action, omission or misbehavior by you which is intentional, malicious, dishonest, deliberate, or reckless
- Any action or omission in your capacity as employee or self-employed person, as well as any professional or business activity.
- Loss of or damage to tangible property and any consequential losses resulting therefrom, including the loss of use of tangible property.
- Investment or trading activities are not covered
Exclusions
- Purchase Policy
- File a Claim
- RESOLVE QUERIES
Wish to Secure Yourself Against Cyber Threats?
With SBI General Insurance, you can easily purchase Cyber VaultEdge Online. Click the "Buy Now" button below and get your policy within minutes.
Want to File a Claim on Your Policy?
Our Customers’ well-being and convenience are top priority for us. We offer a hassle-free claim process & provide thorough claim assistance.
Have Queries Regarding Your Policy?
Get your queries resolved instantly by contacting us on 180 022 1111 / 1800 102 1111. You may also write to us at customer.care@sbigeneral.in
At SBI General, we know that Trust is Earned
FAQs about Cyber VaultEdge
Here are the commonly asked questions about Cyber VaultEdge Policy
There is no waiting period applicable on this policy.
- Protection against cyber risks.
- Provision to extend coverage to your family.
- Takes care of legal costs and expenses incurred in pursuing or defending legal action against/by a third-party.
- Offers peace of mind for your activities conducted online.
- Reimburses you for the expenses incurred for the services of an IT specialist or to restore data.
- Covers psychological consulation expenses for traumatic stress.
- Covers loss of wage resulting from identity theft.
There are no deductibles under this policy.
Policy tenure is 1 year only.
In case of any claim Insured may:
Documents to be submitted during claim Intimation:
- Submission of fully completed and signed claim form
- Copy of FIR lodged with Police Authorities / Cyber cell
- Copies of legal notice received from any affected person/entity
- Copies of summon received from any court in respect of a suit filed by an affected party/entity
- Copies of invoices for expenses you incurred for the services of specialist
- Evidence of your consultation with Psychologist / Psychiatrist
- Evidence of unpaid wages
- Copy of your last drawn monthly salary.
- Evidence of expenses incurred by insured in rectifying records regarding your identity
- Copies of correspondence with bank evidencing that bank is not reimbursing insured
IRDAN144RP0059V01202122
Disclaimer:The above information is only indicative in nature. For full details of the coverage & exclusions please contact our nearest office and refer to the policy documents and sales brochure carefully before concluding a sale.
SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
*Starting Rs.3.15/day for Identity theft, Online Shopping, Theft of Funds, Social Media/ Media Liability & Smart Home Cover having 2Lakhs of Sum Insured along with applicable discounts & taxes.
We're socially active!
