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Fire & Special Perils Covered
This insurance policy covers physical loss or damage, or destruction caused to insured property due to fire, explosion, storm, earthquake and other unforeseen events specified in the policy wordings.- Need Help
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1800 102 1111
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1800 22 1111
HEALTHLINE NUMBERS FOR OUR HEALTH INSURANCE CUSTOMERS & PA
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1800 210 3366
1800 210 6366
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Main
Ready To Get Started?
Reach Out & Give Us A Call. We're Here To Help. Available 24/7
Our Customers
1800 102 1111
Our Agents & Intermediaries
1800 22 1111
HEALTHLINE NUMBERS FOR OUR HEALTH INSURANCE CUSTOMERS & PA
Available 24/7
1800 210 3366
1800 210 6366
Need Support?
Have Queries About Your Current Product? Please Write Us An Email & We'll Sort it Out.
customer.care@sbigeneral.in
Simple Home Insurance Policy
- Package Policy with Various Sections
- Fire & Allied Perils Cover
- Burglary & Theft Cover
- Public Liability Cover
- Long-Term Tenure Discount
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Protect Your Dream House
with Simple Home Insurance
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Burglary & Theft Cover
Coverage against loss and damage caused by burglary, theft, robbery of home contents and personal money. You can also opt for an add-on to cover personal belongings of domestic help and guests.
Key Replacement Cover
This policy reimburses the cost of obtaining keys form a locksmith if you are locked out of your home due to the loss or theft of your keys. It also reimburses the cost of replacing your locks and keys if your home is broken into.
Loss of Rent/ Alternative Accommodation
We pay the amount of rent you lose or alternative rent you pay while your home building is not fit for living because of any physical loss/damage arising out of an insured event.
Why Simple Home Insurance?
Secure Your Most Important Asset
For most of us, our home is one of our most expensive and treasured assets that gives us a sense of protection and security. Thus, it is important that we opt for a home insurance policy and safeguard our abode from unanticipated events such as earthquake, floor, fire, etc. SBI General’s Simple Home Insurance Policy is a comprehensive insurance plan that protects the home structure and its contents against various risks.
Who Can Buy This Policy?Indian householders who are owner/occupants of the flat / apartment / independent building can buy this policy. Tenants can also buy this policy, but they can only insure the contents as they do not own the structure.
Key Features
- Provides protection from catastrophic losses such as those incurred by natural disaster
- Provides protection against lawsuits due to injury on your property.
- Provides protection against theft and burglary of Insured’s belongings
- Provides protection of collaterals of Lending institution
- Provides complete solution to various risks under one Umbrella
- Not taking home insurance is a high risk on Insured’s most valuable assets
Coverage
- Fire
- Explosion or implosion
- Lightning
- Earthquake, volcanic eruption, or other convulsions of nature
- Storm, cyclone, typhoon, tempest, hurricane, tornado, tsunami, flood and inundation
- Subsidence, landslide, rockslide
- Bush fire, forest fire, jungle fire
- Impact damage of any kind
- Missile testing operations
- Riot, strikes, malicious damages
- Bursting or overflowing of water tanks, apparatus and pipes
- Leakage from automatic sprinkler installations
- Theft within 7 days from the occurrence of and proximately caused by any of the above insured events.
- Damage caused by an act of sabotage/terrorism
- Breakdown of domestic electrical and electronic appliances
This policy covers physical loss, damage, or destruction caused to the property due to the following reasons:
Exclusions
- Loss, damage, or destruction to war, invasion, war-like situation
- Wilful/ self-caused injury/incident caused by you, your family or your domestic help
- Illegal activities
- Ionizing radiation contamination
Disclaimer: The above information is only indicative in nature. For full details of the coverage & exclusions please contact our nearest office and refer to the policy documents and sales brochure carefully before concluding a sale
Key Features
Coverage
Exclusions
Key Features
- Provides protection from catastrophic losses such as those incurred by natural disaster
- Provides protection against lawsuits due to injury on your property.
- Provides protection against theft and burglary of Insured’s belongings
- Provides protection of collaterals of Lending institution
- Provides complete solution to various risks under one Umbrella
- Not taking home insurance is a high risk on Insured’s most valuable assets
Coverage
- Fire
- Explosion or implosion
- Lightning
- Earthquake, volcanic eruption, or other convulsions of nature
- Storm, cyclone, typhoon, tempest, hurricane, tornado, tsunami, flood and inundation
- Subsidence, landslide, rockslide
- Bush fire, forest fire, jungle fire
- Impact damage of any kind
- Missile testing operations
- Riot, strikes, malicious damages
- Bursting or overflowing of water tanks, apparatus and pipes
- Leakage from automatic sprinkler installations
- Theft within 7 days from the occurrence of and proximately caused by any of the above insured events.
- Damage caused by an act of sabotage/terrorism
- Breakdown of domestic electrical and electronic appliances
This policy covers physical loss, damage, or destruction caused to the property due to the following reasons:
Exclusions
- Loss, damage, or destruction to war, invasion, war-like situation
- Wilful/ self-caused injury/incident caused by you, your family or your domestic help
- Illegal activities
- Ionizing radiation contamination
Disclaimer: The above information is only indicative in nature. For full details of the coverage & exclusions please contact our nearest office and refer to the policy documents and sales brochure carefully before concluding a sale
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FAQs about Simple Home Insurance
Here are the commonly asked questions about Simple Home Insurance
Any resident Indian who is the owner and/or tenant of the property can purchase Simple Home Insurance Policy. The owner can cover both the building and its contents and Tenant can cover the contents.
The Simple Home Insurance Policy of SBIG protects homeowners against the damage and losses that affect their property and contents.
The maximum policy period is 3 years under Simple Home Insurance Policy.
Self, Spouse, Children, Parents, and Parents-in-laws can be covered under the Personal Accident Section of the Policy.
Yes, loss or damage to property insured due to the explosion of a domestic gas cylinder and electric short circuit is covered under Simple Home Insurance Policy.
Product UIN
IRDAN144RP0002V02201617
Disclaimer:For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.
SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
Tax Benefits are subject to change in Tax Laws
*T&C Apply
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Our vision is to become the most trusted general insurer for a transforming India.
Mission
Our mission is to provide simple and innovative general insurance solutions, be responsive to our customers' needs and build a sustainable business for the future.
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