super top-up

Super Top-Up

  • Sum insured available from 5 Lacs to 4 Crores
  • No Maximum Entry Age
  • Lifelong Renewability
  • Tax Exemption: Section 80D

Supercharge Your Coverage With An Extra Boost That Goes Beyond Your Health Insurance.

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Consumables

Consumables

Covers consumable items such as syringes, gloves, etc. These items are typically non-payable..
Day Care Treatments

Day Care Treatments

Covers treatments if the insured is admitted for more than 2 hours. It also includes treatment for procedures like Angiography and dialysis.
Modern Treatment

Modern Treatment

Covers advanced medical procedures like Uterine Artery Embolization, HIFU, etc. Encompasses cutting-edge treatments for varied conditions.
Road Ambulance

Road Ambulance

Covers the cost of transporting the insured person to the nearest hospital or from one hospital to another.
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super top-up

Why SBIG Health Super Top-Up?

Add An Extra Layer Of Care!

Your most incredible wealth is your health, and everyone has different levels of control over their well-being. Life follows no fixed plan, and sudden illnesses or accidental injuries can sometimes leave you financially and highly stressed. We introduce the SBIG Health Super Top-Up product, which protects you and your family. If you or your family members are hospitalized during the policy period and your base sum insured is exhausted, the Super Top-Up will help you reduce your financial stress.

Who Can Buy This Policy?

Any individual with minimum age 18years & maximum no limit can buy this policy for oneself, their spouse, dependent children (91 days - 25 years), parents or parents-in-law, brothers, sisters, grandparents, grandchildren, daughter in law & son in law.

What is Covered Under SBIG Health Super Top-Up?

Take a look at the various features and benefits of SBIG Health Super Top-Up

    • Type of Policy: Individual/Family Floater basis
    • Sum Insured Options: 5 Lacs to 4 Crores
    • Policy Term: 1/2/3 Years
    • Eligibility: Adult: Minimum 18 years to Maximum no limit
    • Dependent Child: 91 Days to 25 Years
      • Base Cover

      • In Patient Treatment
      • Pre-hospitalization Medical Expenses
      • Post-hospitalization Medical Expenses
      • Day Care Treatment
      • Organ Donor
      • Modern Treatment
      • AYUSH Treatment
      • Domiciliary Hospitalization
      • Road Ambulance
      • Home Health Care
      • Value Added Services
      • ‐ E-opinion
        ‐ Stay Fit Health Check-Up

        Renewal Benefits

      • Cumulative Bonus

      • Add On

      • Maternity Expenses
      • New Born Baby Cover
      • Hospital Daily Cash
      • Consumables
      • Global Cover
      • Radio Cab
      • Air Ambulance
      • Recovery Benefit
      • Personal Accident Cover
      • Unlimited Restore Benefit
      • Reduction in Room Rent
      • Change in Pre-Existing Waiting Period
      • Change in Maternity Waiting Period
      • Reduction in Specific Disease Waiting Period
      • We will not pay expenses in the following cases


      • Investigation & Evaluation
      • Rest Cure, rehabilitation, and respite care
      • Obesity/ Weight Control
      • Change of Gender treatments
      • Cosmetic or plastic Surgery
      • Hazardous or Adventure sports
      • Breach of law
      • Excluded Providers
      • Substance Abuse and Alcohol
      • Wellness and Rejuvenation
      • Dietary Supplements & Substances
      • Refractive Error
      • Unproven Treatments
      • Sterility and Infertility
      • Maternity (Not Applicable if 'Maternity Expenses' benefit is opted)

      Important Note

      The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions, please refer to policy wordings.

        

Key Features

  • Type of Policy: Individual/Family Floater basis
  • Sum Insured Options: 5 Lacs to 4 Crores
  • Policy Term: 1/2/3 Years
  • Eligibility: Adult: Minimum 18 years to Maximum no limit
  • Dependent Child: 91 Days to 25 Years

What’s Covered

      Base Cover

    • In Patient Treatment
    • Pre-hospitalization Medical Expenses
    • Post-hospitalization Medical Expenses
    • Day Care Treatment
    • Organ Donor
    • Modern Treatment
    • AYUSH Treatment
    • Domiciliary Hospitalization
    • Road Ambulance
    • Home Health Care
    • Value Added Services
    • ‐ E-opinion
      ‐ Stay Fit Health Check-Up

      Renewal Benefits

    • Cumulative Bonus

    • Add On

    • Maternity Expenses
    • New Born Baby Cover
    • Hospital Daily Cash
    • Consumables
    • Global Cover
    • Radio Cab
    • Air Ambulance
    • Recovery Benefit
    • Personal Accident Cover
    • Unlimited Restore Benefit
    • Reduction in Room Rent
    • Change in Pre-Existing Waiting Period
    • Change in Maternity Waiting Period
    • Reduction in Specific Disease Waiting Period

What’s Not Covered

      We will not pay expenses in the following cases


    • Investigation & Evaluation
    • Rest Cure, rehabilitation, and respite care
    • Obesity/ Weight Control
    • Change of Gender treatments
    • Cosmetic or plastic Surgery
    • Hazardous or Adventure sports
    • Breach of law
    • Excluded Providers
    • Substance Abuse and Alcohol
    • Wellness and Rejuvenation
    • Dietary Supplements & Substances
    • Refractive Error
    • Unproven Treatments
    • Sterility and Infertility
    • Maternity (Not Applicable if 'Maternity Expenses' benefit is opted)

    Important Note

    The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions, please refer to policy wordings.

      
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FAQs – SBIG Health Super Top-Up

SBIG Health Super Top-Up is a customized product that covers hospitalization expenses above the opted deductible limit.

A deductible is an amount you agree to pay towards your medical bills before a top- up plan like SBIG Health Super Top-Up can step in to cover your hospital expenses.

The product is offered from 91 Days to lifelong.

Yes, SBIG Health Super Top-Up can be taken as a stand-alone product. It can also be taken along with other Health Insurance Policies (e.g. Super Health) or Group Health Insurance Products.

Yes, Pre-insurance medical examination will be conducted on the basis of adverse medical declarations in the proposal form, age of member, sum insured and deductible opted.

Yes, the policy is available for 1 year, 2 years and 3 years.

Product UIN

SBIHLIP25035V012425

DISCLAIMER:

The above information is indicative in nature, for more details on complete coverage and terms and conditions, please contact our nearest office and also read the policy document and sales brochure carefully before concluding a sale.
SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
Number of network hospitals would differ based on the TPA servicing your policy.
#T&C Apply

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