Get A New-Age Insurance With Health Edge!
What Is Health Edge?
Your Health Is Our Priority!
Are you concerned about high medical expenses? Health emergencies can strike without warning, and the uncertainty of illness can be overwhelming. That's where Health Edge Insurance steps in as your trusted partner. Protect yourself against health issues at prices that won't break the bank. Get protected with SBI General's Health Edge insurance and worry less about medical costs. We offer affordable plans tailored to your needs, providing comprehensive security. Our insurance is designed to meet the healthcare needs of individuals and families, shielding them from the financial burden of unexpected medical expenses.
Key Benefits of HealthEdge Insurance by SBIG
| Benefits | Description |
|---|---|
| Sum Insured | ₹3 lakhs to ₹25 lakhs |
| Premium | Affordable, starting from less than ₹17/day |
| Entry Age | Adults: 18-65 years; Children: 91 days and 30 years |
| Waiting Period | Initial: 30 Days Specific Diseases: 24 Months Pre-Existing: 24 Months Maternity Expenses: 48 Months |
| Tax Benefits | Up to ₹1 Lakh under Section 80D |
| Unlimited Refill | Unlimited refills for both related and unrelated illnesses to eliminate concerns of running out of health insurance |
| Lifetime Renewability | Yes |
(*Please ensure you read the policy terms and conditions in detail before buying your plan.)
Get Unlimited Sum Insured Refill with Health Edge Insurance Enjoy uninterrupted security with unlimited refill premium starting from less than ₹15/day
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What’s Covered Under HealthEdge Insurance?
In-Patient Hospitalization
Pre-Hospitalization Expenses
Post-Hospitalisation Expenses
Daycare Treatments
Emergency Road Ambulance Cover
Bariatric Surgery Cover
Domestic Help/Staff Indemnity
Hospital Daily Cash Allowance
Accidental Death Cover for Primary Insured
Healing Benefit (>5 days of Hospitalization)
Unlimited Refill (Related and Unrelated Illnesses)
Vector Borne Fixed Benefit
What’s Not Covered Under HealthEdge Insurance?
Self-inflicted Injuries
Coverage for the treatment of self-inflicted injuries or those sustained as a result of attempted suicide are not covered under the scope of Medical Insurance plans.
Cosmetic Surgeries
You cannot file an insurance claim if you choose to undergo any cosmetic treatment or plastic surgery, unless it is deemed necessary following accidents, burns, or cancer treatments, under Health Insurance.
Substance Abuse
The costs associated with treatments resulting from the consumption or abuse of intoxicating substances, including drugs and alcohol, are not covered by Medical Insurance.
Experimental/Overseas Treatments
Health Insurance is not liable to cover the costs associated with experimental treatments. You may also not file a claim if you choose to seek medical treatments overseas, unless specified under policy terms.
Injuries Sustained from Adventure Sports
If you sustain physical injuries as a result of participating in adventure sports activities like parasailing, paragliding, skiing, sky diving, etc., you cannot file an insurance claim with Medical Insurance for the treatment costs.
Sterility, infertility, & Gender Change Procedures
Expenses arising from optional medical procedures such as sterility treatment, infertility treatment, in-vitro fertilisation (IVF) as well as gender change procedures are excluded from the scope of coverage under Health Insurance.
War-related Injuries
Injuries and treatment costs associated with wars and war-like events as well as other acts of communal disharmony, which affect all masses, are not covered under Medical Insurance.
Breach of Law
Treatments arising due to you breaching policy terms, like consuming drugs, driving while intoxicated and sustaining injuries, etc., are outside the scope of Health Insurance coverage.
How To Buy Health Edge Insurance Online?
Input your mobile number, name, and pin code, and click ‘Proceed.’
1
Select insured members, choose a plan, select the sum insured, and needed coverages.
2
Input all the details, such as proposer details, EIA, nominee details, etc.
3
You can pay online and get your policy right away in your inbox.
4
Get Unlimited Sum Insured Refill with Health Edge Insurance Enjoy uninterrupted security with unlimited refill premium starting from less than ₹15/day
Claim NowWhy Should You Buy Health Edge Insurance?
Increasing Medical Costs
Managing medical bills can be challenging with rising healthcare expenses. The Health Edge Policy helps mitigate these costs, ensuring you receive medical care without financial strain. It provides a safety net against the unpredictability of medical expenses.
Higher Sum Insured
The Health Edge Policy offers a higher sum insured, providing extensive coverage for various medical treatments and emergencies. This ensures you have adequate financial support to cover significant medical expenses, giving you peace of mind during critical times.
Greater Coverage for Anyone and Everyone
This policy offers comprehensive coverage for seniors and parents, addressing their unique healthcare needs. We also include extended relations in the family. This includes people from all genders too. It includes benefits like higher coverage limits and specialised treatments, ensuring your loved ones receive the best care without worrying about costs.
Saviour for Life’s Uncertainties
Health emergencies can occur unexpectedly, and being unprepared can lead to financial distress. The Health Edge Policy is a saviour, providing robust coverage and financial protection during unforeseen health crises. It’s your reliable partner in navigating life’s uncertainties with confidence.
How To File Your Health Insurance Claim
Cashless Facility Procedure
Pre- Authorization Process
Cashless Treatment Admission
Claim Settlement
Hospital Discharge Guidelines
Health Claim Submission
Document Submission
Claim Settlement
FAQs About Health Insurance Policy
Insured can opt for any of the combinations:
Health Assistance + Dietician + Unlimited Gym Health Assistance + Dietician + Unlimited Gym +Walk Healthy Benefit Walk Healthy Benefit
Product Name : Health Edge Product
UIN
SBIHLIP23173V012223
DISCLAIMER:
The information is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings
carefully before opting for any cover/concluding a sale. Discounts may change basis the number of members covered.
Tax Benefits are subject to change in Tax Laws
SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
*T&C Apply
Policy Documents
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Vision
Our vision is to become the most trusted general insurer for a transforming India.
Mission
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