Surrogacy & Oocyte Donor Suraksha
24Cr+
Customers Served
16,625
Network Hospitals
140+
Locations
98%*
Claims Settled FY 23-24
Why Surrogacy & Oocyte Donor Suraksha,
SBI General Insurance?
Compassionate Coverage for Every Step, Every Heartbeat.
Surrogacy & Oocyte Donor Suraksha, Rider product has been designed to cover Surrogate Mother or Oocyte Donor towards medical complications.
Who Can Buy This Policy ?
This Rider can be bought by Intending Couple/ Intending Woman and is available for sale with SBIG Health Indemnity Base Policy.
Surrogacy & Oocyte Donor Suraksha Features
| Options | Options 1 | Options 2 |
|---|---|---|
| Coverage | Covering Surrogate Mother towards complications arising out of pregnancy and post-partum delivery. | Covering Oocyte Donor towards complications of oocyte donor. |
| Sum Insured Options | ₹3 lacs | ₹2 lacs |
| Policy Period | 36 Months | 12 Months |
| Eligibility | Surrogate mother: 25-35 years on the day of implantation. | Oocyte donor: 25-35 years on the day of donating the oocyte. |
(*Kindly refer to the policy wordings for detailed benefits & terms & conditions.)
What’s Covered Under Surrogacy & Oocyte Donor Suraksha?
- In Patient Hospitalization
- Day Care Treatment
- Road Ambulance Cover
Note: Complications arising out of pregnancy during Surrogacy and post-partum delivery complications for the Surrogate Mother. Complications arising due to oocyte retrieval with respect to the Oocyte Donor.
What’s Not Covered Under Surrogacy & Oocyte Donor Suraksha?
Standard Exclusions
- Investigation & Evaluation (Code: Excl04)
- Rest Cure, rehabilitation and respite care (Code: Excl05)
- Obesity/ Weight Control (Code: Excl06)
- Change of Gender treatments (Code: Excl07)
- Cosmetic or Plastic Surgery (Code: Excl08)
- Hazardous or Adventure sports (Code: Excl09)
- Breach of law (Code: Excl10)
- Excluded Providers (Code: Excl11)
- Substance Abuse and Alcohol (Code: Excl12)
- Wellness and Rejuvenation (Code: Excl13)
- Dietary Supplements & Substances (Code: Excl14)
Specific Exclusions
- Complications of pregnancy to the Surrogate Mother, which is:
- Other than Altruistic Surrogacy
- For second Surrogacy
- If the Surrogate Mother donates her own gametes
- Pre and Post Hospitalization Expenses.
- Treatment taken on OPD basis.
- Domiciliary Treatment
- Surrogacy which is for Commercial Purposes
- Complications arising due to Oocyte retrieval, if the Insured is donating for second time.
- Any claim with respect to abandon or disown or exploit or cause to be abandoned, disowned or exploited in any form, the child or children born through Surrogacy.
Disclaimer: The above list of exclusions is illustrative and not exhaustive. For a full list of the exclusions, please refer to policy wordings.
Product Name : Surrogacy Suraksha Policy
UIN
SBIHLIA24100V012324
DISCLAIMER:
The above information is indicative in nature, for more details on complete coverage and terms and conditions, please contact our nearest office and also read the policy document and sales brochure carefully before concluding a sale.
SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
Number of network hospitals would differ based on the TPA servicing your policy.
*T&C Apply
Policy Documents
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