Renew Policy
Intimate Claim
Policy Download
Downloads
Accidental Death
This policy covers loss of life, disabilities, and even loss of income due to accidents.- Need Help
Ready To Get Started?
Reach Out & Give Us A Call. We're Here To Help. Available 24/7
Our Customers
1800 102 1111
Our Agents & Intermediaries
1800 22 1111
HEALTHLINE NUMBERS FOR OUR HEALTH INSURANCE CUSTOMERS & PA
Available 24/7
1800 210 3366
1800 210 6366
Need Support?
Have Queries About Your Current Product? Please Write Us An Email & We'll Sort it Out.
customer.care@sbigeneral.in
- Quick Links
Main
Ready To Get Started?
Reach Out & Give Us A Call. We're Here To Help. Available 24/7
Our Customers
1800 102 1111
Our Agents & Intermediaries
1800 22 1111
HEALTHLINE NUMBERS FOR OUR HEALTH INSURANCE CUSTOMERS & PA
Available 24/7
1800 210 3366
1800 210 6366
Need Support?
Have Queries About Your Current Product? Please Write Us An Email & We'll Sort it Out.
customer.care@sbigeneral.in
Individual Personal
Accident Insurance
- Covers Accidental Death
- Covers Loss of Life & Disabilities
- Cumulative Bonus
- Add-Ons for Ambulance Charge
#Starting from ₹53/Month
Quick Links
Quick Links
Experience Life At Every Step By Securing Every Moment
Download Brochure
Permanent Total Disability
Covers permanent total disability along with education benefit and adaptation allowance.
Cumulative Bonus
CuImulative bonus can be availed if no claim has been made and the policy is renewed without any break.
No Medical Test
No medical test is required for availing Individual Personal Accident Policy.
Why Individual Personal Accident?
A Product That Secures Your Family’s Future
Accidents can be traumatizing- not just for those involved but their loved ones too. In addition to mental stress and emotional suffering, accidents can also cause a huge financial burden on victims & their family. Hospitalization, treatment and the inability to work during recovery may lead to significant financial hardships. With an individual personal accident policy, the insured gets covered for loss of life, disabilities & even loss of income due to an accident
Who Can Buy This Policy?
Any individual between 18 and 65 years of age can buy this policy for oneself, their spouse, dependent children (91 days - 23 years), parents & parents-in-law.
What is Covered Under Individual Personal Accident Plan?
Take a look at the various features and benefits of the Individual Personal Accident Policy offered by SBI General Insurance
Major Benefits
- Designed for self-employed, salaried & business class
- Add-on covers with hospital confinement & ambulance charges
- Cumulative Bonus
- Permanent Total Disability (PTD) benefit.
- Comprehensive coverage: Death & disability due to accident, income loss.
What's Covered
- Accidental Death
- Accidental Death + Permanent Total Disability (PTD)
- Accidental Death + Permanent Total Disability (PTD) + Permanent Partial Disability (PPD)
- Accidental Death + Permanent Total Disability (PTD) + Permanent Partial Disability (PPD) + Temporary Total Disability (TTD)
Our personal accident insurance policy offers compulsory 'Accidental Death' along with a range of accident covers:
What's Not Covered
- Suicide or attempted suicide
- Self-inflicted injury
- While inebriated or under the influence of drugs or hallucinogens, or any medication not prescribed by a doctor.
- Due to participating in actual or attempted felony, riot, crime, or civil commotion.
- Participation in hazardous activities such as sky diving, parachuting, scuba diving, bungee jumping, etc.
- Committing breach of law with criminal intent.
Important Note:
The above list of exclusions is illustrative and not exhaustive. For a full list of inclusions and exclusions, please refer to the policy wordings.
Plan Option
- Minimum coverage under this accident policy is Rs 1,00,000, maximum coverage is Rs 1,00,00,000. Sum Insured for Accidental Death Benefit / PTD is limited to 120 times monthly gross income or 10 times the annual gross earnings from gainful employment/occupation.
Major Benefits
What's Covered
What's Not Covered
Plan Option
Highlights
Major Benefits
- Designed for self-employed, salaried & business class
- Add-on covers with hospital confinement & ambulance charges
- Cumulative Bonus
- Permanent Total Disability (PTD) benefit.
- Comprehensive coverage: Death & disability due to accident, income loss.
What's Covered
- Accidental Death
- Accidental Death + Permanent Total Disability (PTD)
- Accidental Death + Permanent Total Disability (PTD) + Permanent Partial Disability (PPD)
- Accidental Death + Permanent Total Disability (PTD) + Permanent Partial Disability (PPD) + Temporary Total Disability (TTD)
Our personal accident insurance policy offers compulsory 'Accidental Death' along with a range of accident covers:
What's Not Covered
- Suicide or attempted suicide
- Self-inflicted injury
- While inebriated or under the influence of drugs or hallucinogens, or any medication not prescribed by a doctor.
- Due to participating in actual or attempted felony, riot, crime, or civil commotion.
- Participation in hazardous activities such as sky diving, parachuting, scuba diving, bungee jumping, etc.
- Committing breach of law with criminal intent.
Important Note:
The above list of exclusions is illustrative and not exhaustive. For a full list of inclusions and exclusions, please refer to the policy wordings.
Plan Option
- Minimum coverage under this accident policy is Rs 1,00,000, maximum coverage is Rs 1,00,00,000. Sum Insured for Accidental Death Benefit / PTD is limited to 120 times monthly gross income or 10 times the annual gross earnings from gainful employment/occupation.
Not sure? Get Recommendations from SBIG
Answer a few easy questions to help us create a plan for you.
- RENEW POLICY
- FILE A CLAIM
- NETWORK HOSPITALS
Want to Renew Your Existing Policy?
With our quick and seamless renewal process, you can renew your policy effortlessly from the comfort of your home.
Want to File a Claim on Your Existing Policy?
Customers’ well-being and convenience are top priority for us. We offer a hassle-free claim process & provide thorough claim assistance.
Looking for Your Nearest Cashless Hospital?
Benefit from our wide range of network hospitals & avail cashless treatment without any inconvenience.
At SBI General, we know that Trust is Earned
FAQs about Individual Personal Accident
Here are the commonly asked questions about Individual Personal Accident Policy
This policy is designed to cover loss of life, disabilities, and income due to accident. Accidental Death is covered in your base policy, while Permanent Total Disablement, Permanent Partial Disablement and Temporary Total Disablement are optional covers available under this policy.
There are no deductibles under the policy except if you have opted for Temporary Total Disablement, where in there is a deductible of first week of claimed period.
SBI General’s Individual Personal Accident Insurance Policy is available for a one year period only.
Hospital Confinement Allowance and Ambulance Expenses (including air ambulance) are available as add-on covers under this policy.
Anyone in the age group of 18- 65 years can buy this policy.
You can opt for Hospital Confinement Allowance under the policy that pays for per day of accidental hospitalization for maximum up to 15 days in a policy period. You can opt for a per day allowance of Rs.1000/ Rs. 2000/ Rs.3000 under this benefit.
Product UIN
SBIPAIP12002V011112
DISCLAIMER: For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and Policy Wordings carefully before concluding a sale.
#Starting from ₹53 /Month for 1Adult –Age 25years ; Rs. 10 Lakh Sum Insured (Exclusive Taxes)
SBI General Insurance and SBI are separate legal entities and SBI is working as Corporate Agent of the company for sourcing of insurance products.
*T&C Apply
Popular Links
Company
Vision
Our vision is to become the most trusted general insurer for a transforming India.
Mission
Our mission is to provide simple and innovative general insurance solutions, be responsive to our customers' needs and build a sustainable business for the future.
Download Our App
Popular Links
Company
We're socially active!
