Saral Suraksha Bima
24Cr+
Customers Served
16,625
Network Hospitals
98%*
Claims Settled FY 23-24
Salient Features of Saral Suraksha Bima
- Loss of life due to accident of insured.
- Permanent total disablement, permanent partial disablement cover which provides fixed benefit & protects against medical expenses arising out of it.
- People aged between 18 to 70 years.
- Family including self, spouse, dependent children, parents / parents-in-law.
- Dependent children from age of 3 months to 25 years.
- Optional covers such as:
- Temporary total disablement
- Hospitalisation expenses due to accident
- Education grant
- 5% Cumulative Bonus for each claim free year to maximum of 50% of Sum Insured.
What’s Covered Under Saral Suraksha Bima?
Base Cover
- Accidental Death
- Permanent Total Disablement
- Permanent Partial Disablement
Optional Cover
- Temporary Total Disablement
- Hospitalisation Expenses due to Accident
- Education Grant
Disclaimer: The terms and conditions of these covers are mentioned in the policy wordings of Saral Suraksha Bima. People are advised to go through the policy wordings carefully before buying the plan.
What’s Not Covered Under Saral Suraksha Bima?
Any claim directly or indirectly due to war and war like occurrence or invasion, acts of foreign enemies etc. and detainment of all kinds.- Any claim for death, disablement due to suicide, intentional self-injury unless in self-defence or to save life, suicide or attempted suicide.
- Any loss arising out of the insured person's actual or attempted commission of or wilful participation in an illegal act or any violation or attempted violation of the law.
- Any claim resulting or arising from or any consequential loss directly or indirectly caused by or contributed to or arising from: Ionizing radiation or contamination by radioactivity from any nuclear fuel, nuclear weapons material, radioactive, toxic, explosive etc.
- Any claim for death, hospitalization of insured person due to participation as a professional in hazardous or adventure sports, including but not limited to, para-jumping, rock climbing, mountaineering, rafting, motor racing, horse racing or scuba diving, hand gliding, sky diving, deep-sea diving.
Disclaimer: The above list of exclusions is illustrative and not exhaustive.For a full list of the exclusions, please refer to policy wordings.
Product Name : Saral Suraksha Bima
UIN
SBIPAIP21639V012021
DISCLAIMER:
The above information is indicative in nature, for more details on complete coverage and terms and conditions, please contact our nearest office and also read the policy document and sales brochure carefully before concluding a sale.
*T&C Apply
Policy Documents
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